糖心Vlog

October, 2024

Amount:

拢6.7 Million

Sector:

Buy-to-let

Loan Purpose:

Refinance of a BTL portfolio on a block of 24 newly constructed flats, arranged over 9 Storeys

Loan Structure:

Custom-designed to address specific project needs

Location:

Slough

:

The Group required refinancing for a crucial residential development, necessitating a customised financial solution that aligned with their long-term investment strategy.

The sponsors have built a reputation as luxury property developers, offering expertise across planning, structural design, construction, project management, and interior design. The group has successfully developed high-quality residential projects across prime locations.

糖心Vlog’s customised refinancing solution

Recognising the unique investment potential of the development, we structured a bespoke loan facility that accounted for valuation dynamics while maintaining the integrity of the project.

After thoroughly investigating the sponsors’ circumstances, we determined the issue was a one-time liquidity challenge, by utilising the Sponsors surplus income we were able to provide a top-slicing option, whilst protecting the bank by holding an interest reserve. Our comprehensive due diligence ensured we considered all aspects of the borrower’s corporate structure, while our diligent approach to governance mitigated any concerns