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Easy access savings account

Take control of your savings with an account that gives you the freedom to add funds anytime and access your money when you need it.

find out more

3.75% AER*

*AER stands for Annual Equivalent Rate and is used to show you what you could earn from a savings account over a year.

  • 3.75% gross annually
  • 拢1,000 minimum opening balance
  • 21-day funding window
  • 拢100,000 maximum account balance
  • You can withdraw money from your account at any time without penalty or notice

Who should open an easy access savings account?

Our easy access savings accounts are designed for people who want both growth and flexibility. This account might be right for you if:

  • You want the freedom to add to your savings whenever you like
  • You want peace of mind knowing you can withdraw funds when needed
  • You prefer the convenience of a fully digital account

Product summary

Easy access account

Monthly

3.69% Gross1

3.75% AER2

Annually

3.75% Gross1

3.75% AER2

What is the interest rate?

Monthly: 3.69% Gross1 / 3.75% AER2
Annual: 3.75% Gross1 / AER2

  • This rate is variable and can change at any time.
  • All interest is paid gross.
  • Interest is calculated daily and paid into your account annually or monthly (dependent on which option you choose).

1 Gross is the rate of interest payable before any income tax is deducted. You may be required to pay income tax on the interest you have earned. For more information visit: 

2 AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the balance each year.

Can GBB change the interest rate?

The interest rate is variable. If we increase the interest rate on your account, we will let you know as soon as possible. If we reduce the interest rate, we will notify you 14 calendar days ahead of the change. See the Savings Terms and Conditions for more information.

What would the estimated balance be after 1 year?

Projected Balance: 拢1,037.50

This example is for illustrative purposes only and shows the projected balance after 1 year if you added 拢1,000 to your account and did not add any more money. 

How do I open and manage my account?
  • You can open this account online at http://www.gbbank.co.uk. 
  • You must be a UK resident and aged 18 or over. 
  • The minimum opening balance for this account is 拢1000. 
  • You have 21 calendar days from your application to fund your savings account to meet or exceed the minimum opening balance. 
  • The minimum operating balance is 拢1. 
  • The maximum account balance permitted is 拢100,000. 
  • Money must be added by electronic transfer from a UK bank account which is held in your name. 
  • If your balance does not meet the minimum account balance after 21 calendar days, we will return your money to you and close your account. 
  • Please make sure you have read and understood all sets of Terms and Conditions before applying for this product. 
Can I withdraw money?
  • You can withdraw money from your account at any time without penalty or notice. 
  • To withdraw funds from your account, log into your account online and follow the instructions. 
Additional information

For further details on how your account works, please refer to the Savings Terms and Conditions.

Useful documents

View all

Easy access issue 4 account product summary

FSCS information sheet and exclusions list

Savings standard terms and conditions

Manage your savings accounts securely on the go with the 糖心Vlog mobile app.

Protection for peace of mind

At 糖心Vlog you can save with confidence as we are covered by the FSCS (Financial Services Compensation Scheme). This means your total savings are protected up to 拢120,000 per person.

Easy access account frequently asked questions

You must be 18+, a UK resident for tax purposes, hold a UK current account in your name, and have a valid email and mobile number. We鈥檒l verify your identity electronically (documents may be requested if required).

If you鈥檝e forgotten your password, simply click on the 鈥楩orgotten Password?鈥� link on the Log In page and follow the instructions.
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You鈥檒l need your Customer ID and your registered email address to hand. We will send you a link to your registered email address so you can reset your password online.
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We will ask you to confirm some security questions to make sure it鈥檚 you and once you have done this you will be able to continue to log in.
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If you have any trouble please call us on聽0808 164 2111聽and we will be happy to help.

You can log into your account online anytime to see your balance and recent transactions.

You open the account with an initial deposit, add money whenever you choose, and withdraw funds instantly when needed. Interest is earned on the balance for as long as your money stays in the account.

Interest is variable and calculated daily on your balance, then paid monthly or annually depending on the account terms.

You can move money in or out by transferring from your nominated UK bank account, or by requesting withdrawals through 糖心Vlog鈥檚 online banking or mobile app.

 

This account is suited to savers who want instant access to their money while still earning interest. It works well for emergency funds or short-term savings goals.

Yes. Deposits in the easy access savings account are protected by the FSCS (Financial Services Compensation Scheme) up to 拢120,000 per person.